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NEW NATIONAL SAFE MLO TEST WITH UNIFORM STATE COMPONENT

The Conference of State Bank Supervisors (CSBS) has announced a streamlined National Safe MLO Exam with a Uniform State Test (UST) Component. This test becomes available April 1, 2013 and as of today 24 states have agreed to adopt the Uniform State Test Component. Mortgage Loan Originators (MLOs) will no longer be required to take a second state specific test for the 24 states that have adopted the new component. For states that have chosen not to adopt the new Uniform State Test Component, new MLOs will be required to take the updated national exam and the second separate state test.

Exam Fees

Components Fee
National Test with Uniform State Test Component $110
State Test Component $69
Stand-Alone Uniform State Test Component $33

Frequently Asked Questions

1. When can I take the new National SAFE MLO Exam with Uniform State Test Component?

Enrollment for the new exam begins April 1, 2013 in 20 states, and in an additional 4 on July 1, 2013.

2. When can I take the Stand-Alone Uniform State Test Component?

The Stand-Alone UST will also be open for enrollment on April 1, 2013 in 20 states, and in an additional 4 on July 1, 2013. Beginning April 1, 2014, the Stand-Alone UST will no longer be available.

3. If I already took the national test, am I required to take the new one?

No, if you have already taken the old national test, you do not need to take the new test.

4. If I already took the national test, what do I do if the state I’m interested in getting licensed in is one of the 24 states covered by the new test?

If you have already taken the old test, but not the state specific test for the state in which you’d like to get licensed in, and the state is covered by the new streamlined examination, you will take the Stand-Alone Uniform State Test Component. The Stand-Alone Uniform State Test Component consists of 25 scored questions and is 45 minutes long for a fee of $33. This test will be available from April 1, 2013 through March 31, 2014 and all candidates who have previously passed the National Test Component are eligible. NMLS provides a content outline.

5. What states have adopted the new test as of April 1, 2013?

Delaware Georgia Idaho Indiana DFI
Iowa Kentucky Louisiana Maryland
Massachusetts Michigan New Hampshire North Carolina
North Dakota Pennsylvania Rhode Island South Dakota
Utah DFI Virginia Washington Wisconsin

6. What states have adopted the new test as of July 1, 2013?

Alaska, Kansas, Nebraska, and Vermont

7. What states have not adopted the new test?

Alabama Arizona Arkansas California DOC
California DRE Colorado Connecticut District of Columbia
Florida Hawaii Illinois Indiana SOS
Maine Minnesota Mississippi Missouri
Montana Nevada New Jersey New Mexico
Puerto Rico New York Ohio Oklahoma
Oregon South Carolina BFI South Carolina DCA Tennessee
Texas OCCC Texas SML Utah DRE Virgin Islands
West Virginia Wyoming

8. What happens if the state I want to get licensed in has not adopted the UST?

If the state you want to get licensed in has not adopted the UST, you will be required to take the second state specific exam.